EZ Baccarat Calculator

Calculate odds, house edge, and expected value for EZ Baccarat (commission-free) including Dragon 7 and Panda 8 side bets.

Formula:Expected Value = -1 × House Edge × Bet Amount

House Edge

1.02%

Expected Value

$-1.02

Per $100 bet

No commission, Dragon 7 pushes

$

Amount to wager

Recommendation

EZ Banker is slightly better than standard Banker bet (1.02% vs 1.06%). Excellent choice.

EZ Baccarat vs Standard Baccarat

BetEZ BaccaratStandardDifference
Banker1.02%1.06%-0.04%
Player1.24%1.24%Same
Tie14.36%14.36%Same

EZ Banker is the best bet in baccarat - slightly better than standard Banker with commission.

🐉 Dragon 7 Side Bet

Wins when: Banker wins with 3-card total of 7

Payout: 40:1

Probability: 2.25%

House Edge: 7.61%

Note: When Dragon 7 hits, the main Banker bet pushes instead of winning.

🐼 Panda 8 Side Bet

Wins when: Player wins with 3-card total of 8

Payout: 25:1

Probability: 2.55%

House Edge: 10.19%

Higher house edge than Dragon 7 but doesn't affect main bets.

How the Dragon 7 Push Works

🎴
Banker Gets 3 Cards
Totaling exactly 7
✓
Banker Wins
Against Player's hand
↔️
Banker Bet Pushes
Instead of paying 1:1

This is the trade-off for not paying 5% commission on other Banker wins.

Key Facts

  • •EZ Banker: 1.02% house edge (best in baccarat)
  • •No commission on Banker wins
  • •Dragon 7 (Banker 3-card 7): Banker bet pushes
  • •Dragon 7 side bet: 40:1 payout, 7.61% edge
  • •Panda 8 side bet: 25:1 payout, 10.19% edge
  • •Player bet unchanged at 1.24% edge
  • •Tie bet unchanged at 14.36% edge

Frequently Asked Questions

What is EZ Baccarat?

EZ Baccarat is a commission-free variant of baccarat. Instead of paying 5% commission on Banker wins, the casino takes no commission - but if Banker wins with a three-card total of 7 (Dragon 7), the Banker bet pushes. This gives EZ Banker a 1.02% house edge, slightly better than standard Banker.

Is EZ Baccarat better than regular baccarat?

Yes, slightly. EZ Banker has a 1.02% house edge vs 1.06% for standard Banker (with commission). The convenience of no commission also speeds up the game. The main downside is the Dragon 7 push rule, which affects about 2.25% of Banker wins.

What is the Dragon 7 bet?

Dragon 7 is a side bet that Banker will win with exactly 7 using three cards. It pays 40:1 and has a 7.61% house edge. This bet exists because the Dragon 7 outcome causes the main Banker bet to push in EZ Baccarat.

What is the Panda 8 bet?

Panda 8 is a side bet that Player will win with exactly 8 using three cards. It pays 25:1 and has a 10.19% house edge. While not as good as the main bets, it's better than the Tie bet.